Who We Are

We provide independent mortgage advice.

About Us

As independent, whole-of-market mortgage advisors, we will provide you with impartial, qualified advice.

We ensure that you get the best possible mortgage product to fit your personal requirements. We work on your behalf, not the mortgage lenders. This ensures that you receive the best advice for your specific situation. Our goal is to find a way to help you get the mortgage that you need. Get in touch with the best independent mortgage advisors Edinburgh has to offer.

McHardy & Cox

Our Services

Whether you’re a first-time buyer or a high-net-worth experienced property owner. We can help with all your lending needs.

Our Mortgage Service

Our Mortgage Service

Whether you are a first-time buyer, looking to re-mortgage, move house or even start a buy-to-let property portfolio, we can offer you a comprehensive view of the best, most cost-efficient mortgages across Scotland and the rest of the UK.

Bespoke Service

Bespoke Service

We offer a bespoke, personal service for those looking for a mortgage. We’re able to help even with the most complex financial and personal situations, providing you with the best possible solutions.

The team at McHardy & Cox take the time to get to know you and your unique situation. This helps us get a better understanding of what you need from your mortgage product while also allowing us to advise to the best of our abilities.

Who do we help?

Who do we help?

We are situated in the heart of Edinburgh but can assist clients around the world with their UK-based lending requirements. We have knowledge & experience in dealing with clients from all walks of life and from countries across the globe who need lending here in Great Britain. We offer a highly knowledgeable mortgage advisory service completely tailored to your requirements.

Mortgage Types

We’re not just any mortgage advisor – we have access to the best mortgage deals on the market. We confidently assist with the following lending requirements:

Home Mover Mortgages
Million Pound Mortgages
Limited Company BTLs
Equity Release
Buy to Let
Private Client Finance
Diverse Income Stream Lending
Capital Raising
Commercial Lending
Bridging Finance
Debt Consolidation
Re-Mortgages
First Time Buyers
New Build
Adverse Credit
McHardy Financial

Looking for Financial Advice?

Providing independent financial advice to both private and corporate clients.

Find Out More

Contact Us

Get in touch with us for more on our mortgage services. We provide qualified impartial advice on all types of mortgages.

Whether you’re a first-time buyer or a high-net-worth experienced property owner. We can help with all your lending needs. We work on behalf of our clients, not the banks and mortgage lenders. This ensures that you receive the best advice for your situation. We always endeavour to find a way to help you get the mortgage that you need.